Ph.D Session 2025 Registration Open

Loan Assistance
for Education

Support for Your
High Dreams

Banks inside the campus

University has different bank branches inside the campus.

sbi
icici
pnb
Recommended Banks
Banks that have given recommendation/ proposals to extend loans to SRDU student However, the students, who are availing this facility and their parents, are liable for any course of deed. The responsibility for getting loan letter, sanction of loan, repayment of loan, and any other liability lie solely with the students/ parents.
The university will not be liable and responsible in this regards.
Financial Institutions
Agencies/ Financial Institutions that have given recommendation/ proposals to extend loans to SRDU students: However, the students, who are availing this facility and their parents, are liable for any course of deed. The responsibility for getting loan letter, sanction of loan, repayment of loan, and any other liability lie solely with the students/ parents. The university will not be liable and responsible in this regard.

Guidelines & Resources

Documents required by banks for extending education loans
S.No. Documents Required for Applying for Educational Loan
1 Admission letter of the Educational Institute giving details of fee, boarding and lodging expenses. Letter confirming scholarship, if any.
2 Attested copies of documents for proof of age/date of birth and proof of residential address.
3 Passport size photo of the applicant, co-obligants and guarantors.
4 Copy of the PAN card of student and Parents Borrower
5 Copy of marksheets/degree certificates of previous academic qualifications.
6 Income proof/latest income tax return of parents/co-obligants, guarantors. (if any)
7 Details/statements of Bank accounts held by the student applicant/co-obligant(s)/guarantors (if any) for the last six months.
8 Details of collateral security alongwith valuation certificate of Govt approved valuer (if any). (In case of loan amount more than Rs: 4.00 Lacs)
Procedure for Loan Assistance
The Students who want to apply for Educational Loan from any Bank need an offer letter from the University. The University will provide the requisite offer letter or alike document as required by the concerned bank for loan purposes, as and if deem appropriate.
All the desiring students who want a Loan letter (offer letter) need to follow the following steps:
  • Download, print and fill the Application Form for Loan Letter Click Here to Download
    Or
    The Application Form for Loan Letter can be taken from the University Campus or the Designated Camp Offices or the Admission Offices Across India
    Or
    To receive a copy of the application form on their email- id, the students can mail their Name and AID to [email protected].
  • Submit the duly filled and signed copy  of the form to the University via one of the following means:
    • In Person to the Student Loan Assistance Cell on the University Campus or at the Designated Admission/Camp Offices
      or
    • By Post /Courier to the
      Student Loan Assistance Cell,
      Shri Rukmani Dwarkadhish University of Science And Technology,
      Jalandhar-Delhi G.T. Road,
      Phagwara, Punjab (INDIA) – 144411
      or
    • By Email: Send a scanned copy of the duly filled and signed form to [email protected]
On receiving the duly filled and signed document the University shall process the application and will revert back to the student as soon as possible.
Banks in India providing Educational Loans
Note:

Student Loan
Assistance Cell

^